Nido Home Finance NCD June 2025 – Earn 10.75% Secured Fixed Income | Replete Equities
Looking for a safe investment in 2025? Discover the Nido Home Finance NCD offering up to 10.75% p.a. returns. CRISIL A+ rated secured NCDs with flexible tenures & low minimum investment. Apply online via UPI.
Are you looking for a safe investment opportunity in 2025 that delivers high fixed returns with minimum risk? The latest NCD (Non-Convertible Debenture) issue by Nido Home Finance Limited offers just that — with coupon rates up to 10.75% p.a., and a CRISIL A+ / Stable rating.
These secured NCDs provide a rare combination of safety, stable returns, and flexible investment options — making it a powerful addition to any investor’s portfolio.
✅ Why You Should Consider the Nido Home Finance NCD Issue – June 2025
This NCD is designed for investors seeking fixed income investments in India with the assurance of credit-rated security.
Here’s why it's gaining attention:
- 📈 Earn up to 10.75% p.a. – One of the highest in the secured NCD space
- 🛡️ CRISIL A+ / Stable Rating – Strong creditworthiness and repayment assurance
- 🔐 Secured by Company Assets – Reduces investment risk
- 📆 Flexible Tenure Options – 24M, 36M, 60M, 120M to suit your income needs
- 💵 Multiple Payout Modes – Choose from monthly, annual, or cumulative
- 💰 Low Minimum Investment – Start from just ₹10,000
- 🪙 UPI-based Online Application – Simple, secure, and paperless
- 🚀 Allotment on First-Come, First-Serve Basis
📊 Nido Home Finance NCD – Key Issue Details (June 2025)
| Feature | Details |
|---|---|
| Issuer | Nido Home Finance Limited |
| Instrument | Secured, Redeemable, Non-Convertible Debentures (NCDs) |
| Interest Rate | Up to 10.75% p.a. |
| Rating | CRISIL A+ / Stable |
| Tenure | 24, 36, 60, 120 months |
| Interest Frequency | Monthly, Annual, Cumulative |
| Min. Investment | ₹10,000 |
| Issue Opens | June 17, 2025 |
| Issue Closes | June 30, 2025 (or earlier) |
| Application Mode | Online with UPI enabled |
Note: Allotment will be made on a first-come, first-serve basis. Oversubscription may lead to early closure.
💡 Who Should Invest in These Secured Fixed Income Instruments?
This NCD issue is ideal for:
✅ Conservative investors looking for high-yield fixed income investments
✅ Those wanting to diversify beyond mutual funds and equity
✅ Retirees seeking regular monthly or annual passive income
✅ Professionals or HNIs aiming to park surplus in low-risk, stable products
These CRISIL A+ rated NCDs can serve as a smart debt allocation tool in your portfolio.
🔍 How to Invest in Nido Home Finance NCD (Online)
- Visit the subscription link: 👉 Click here to apply
- Select your preferred series and interest payout option
- Use your UPI ID or net banking to complete the payment
- Allotment will be processed in real-time on FCFS basis
📲 Need help? Connect with us on WhatsApp: +91-7229945555 or message us for a 1:1 consultation.
🚀 Final Thoughts: Should You Invest in Nido NCDs in 2025?
With equity markets turning volatile and interest rates peaking, this is the right time to lock in high secured returns.
The Nido Home Finance NCDs offer not just attractive interest, but also peace of mind with their strong credit backing and secured structure.
Whether you're planning for retirement income, diversifying debt allocation, or seeking stable returns — this fits perfectly.
🙋 Frequently Asked Questions (FAQs)
1. What is an NCD?
A Non-Convertible Debenture (NCD) is a fixed-income instrument issued by companies to raise long-term capital. Unlike convertible debentures, NCDs cannot be converted into equity shares and offer regular interest payouts and principal repayment on maturity.
2. Is this NCD safe to invest in?
The Nido Home Finance NCD carries a CRISIL A+ / Stable rating, which reflects strong credit quality and timely repayment capacity. Additionally, the debentures are secured by company assets, adding a layer of protection for investors.
3. What is the minimum investment required?
You can start investing with just ₹10,000, making it accessible even for conservative or retail investors.
4. How can I apply for this NCD?
Simply click on this link 👉 Subscribe to NCD here, choose your preferred series and interest option, and complete your payment online using UPI or net banking.
5. When will I receive interest and redemption?
Based on the selected option, interest can be paid monthly, annually, or on maturity. Principal is repaid either on maturity or in a staggered manner as per the series selected.
6. Is there any lock-in period?
Yes, the NCDs are non-tradable and come with fixed tenures (24, 36, 60, or 120 months). Early exit is not available, so choose the tenure based on your liquidity preference.
7. Can I apply on behalf of a family member?
Yes, you can apply on behalf of family members with their PAN and bank details. This is especially helpful for planning income for retirees.
⚠️ Disclaimer
Investments in Non-Convertible Debentures (NCDs) are subject to market risks and are not guaranteed by Replete Equities or Sachin Sival. The information shared here is for educational and informational purposes only and should not be construed as investment advice or a recommendation.
You are advised to read the full Prospectus carefully before investing and consult your SEBI-registered financial advisor for personalized guidance. Replete Equities does not assume responsibility for any investment decisions made solely based on this article.
All data mentioned (returns, coupon rates, issue dates, etc.) are based on the public documents released by Nido Home Finance Limited and Nuvama Wealth, dated June 2025. Interest rates are subject to change and allotment is made on a first-come, first-serve basis.
